With the new health reform legislation known as the Patient Protection and Affordable Care Act (PPACA), at the forefront of political debate right now, many must think about their health care coverage, or lack thereof. According to a UCLA study, last year nearly 8.2 million Californians under the age of 65 did not have health insurance, meaning 24.3% of the population had to worry about paying out of pocket. The health insurance gap often causes people to put off needed medical care to avoid the high costs associated with it.

In 2009 UCLA Center for Health Policy Research reported that 1 in 7 Californians are in debt due to medical expenses. This shows that the issue we must focus is not only on the uninsured but the underinsured as well. With the unemployment rate at in all time high these numbers are not likely to go down any time soon.

Finding low cost health insurance today can be difficult, especially for the millions of Americans who buys their own health coverage. For those who do not qualify for Medi-Cal, they are faced with many options for health insurance but few of them are inexpensive creating the large number of those uninsured or underinsured. California however, has already started a health care exchange where people can get pricing and buy insurance, and opened enrollment for kids with pre-existing health conditions.

This is just the first step however, many more must be made to truly transform the healthcare system. The state has much work to do to prepare for the implementation of the PPACA in 2014, but still struggles with the large deficit. To make matters worse, Governor Jerry Brown recently suggested that $1.7 billion be cut from Medi-Cal, greatly affecting all those that depend on the Medicaid program.

Having to deal with a large state and federal deficit, as well as the legislative and judicial process that is currently surrounding the health care reform there is not much hope coming anytime soon for those who need it.

With All the Options out there today, it’s easy to understand why most people don’t have Health Insurance. While I would never advise you to go without Health Insurance I have found Telemedicine to be a Great alternative and actually enhance your current Insurance. Take a look at this and see if it can help empower you as it has with me http://www.why-telemedicine.com

The Human is very complex. It is difficult to make a general comment about human beings. After some time, we will be able to analyze the pattern of human beings and understand more about human. From the observation, we can rule out the 5 reasons why people fail in their MLM businesses.

1. People are misinterpreting the rejection by close family members and friends. The problem here is when someone is being introduced to MLM business, he or she is excited about it. It might be due to the income factor that drives the person to be so motivated to start recruiting straight away. When you first join a MLM company, the very first rule they teach is to target your close family members and friends. However, when the people from this group reject the ideas, the person is disappointed and abandon the project completely. There is a high chance where the new MLM marketer will drop their plan after being rejected by the family members and friends. MLM has become a popular business in the market but there are people who still make a bad remark about MLM business even today.

2. Wrong expectations with the early results and little effort.
There is a chance where you can feel lack of effort depends on how you run the business. For example, you manage to get a few people who will then introduce a few more people for you. So you will get rich through this way. However, once the new recruits realized the amount of effort for networking and marketing, they will be disappointed and drop out of the business. No matter what business you are venturing, there is an amount of hard work involved. If there is an offer that tells you, you don’t need to do a single thing and just wait for the income, it is a lie. The most common problem is when the MLM marketer does not consider the cost of advertising in the business. The advertising can take a big chunk out of your income especially when you are starting out new. You must remember that this is a normal business and you are not doing a test run business.

3. No focus or less focus.
You cannot keep on changing MLM companies. Changing companies is not like changing clothes. There are many things to consider. You want to achieve success but you are never going to achieve it if you are doing this. If you have survived the first few years, you are doing fine. However, if you are the kind who look for the next ‘big hit product’ and then leave your current product to pursue the new one, you are never getting near towards success. The rule is you must build a solid background at your current company before you take off to other MLM companies. If you are working on more than one opportunities, one good way to expand your business is to complement each and every one of the opportunities. If you have come across a great way to increase your business, you should do it from the one that offers you compensation.

4. Fail to work on the self-duplicated recruiting plan.
The old methods are long gone. Now, it is all about internet marketing. There are more ways to communicate with potential customers and one doesn’t need to leave home to do so. A long time ago, it was very popular to do home demonstrations from house to house but people are feeling intimidated by this way and so the network marketing fizzles. The point is to make people comfortable with the approach of MLM marketer. For new recruiters, they must go through a series of training to expose themselves with the knowledge of being a MLM marketer. An excellent training program is the one that can be duplicated. When you have a system, you must learn to use it so you are familiar with the procedures and you can teach others. However, when you are working on a system, make sure the system is tested before you invent your own system. If you already found a great system, there is no use to reinvent something similar.

5. Helping the down lines.
There is no way a new down line can be an expert in the shortest time. The down lines need guidance from their up line and that is you. Now, you need to know the limit of how far you are going to help your down lines so they don’t be too dependent on you but you must also make sure that you teach them properly so they can start off well rather than failing later. You must make sure while they learn from you, they must also develop their own skills and learn on their own so they can do things independently. You are there to provide guidance but not to spoon feed them everything. Teach them how to fish instead of fishing for them.

Jeffrey Goodwin

http://www.jeffreygoodwin.com

In MLM Business, the goal is to build a team. It is because the bigger the team, the more money you can earn. MLM is like franchising. When you have more outlets, you need more goods and services, and the more money you will be making. Making more money is the reason why we venture into MLM business in the first place.

When you are approaching people and explaining your MLM products and services, people might have different responses. Some would agree with you 100%, 40% or even disagree. Make sure you already learn the facts about these people before you go out hunting for people. To start your own empire, you need to know three very important things about building a team.

1. You must make sure they feel they are worth it. This is something that everyone yearns to have. If you can learn to help others to build their self esteem and make them feel important, you will have a long successful career ahead of you. However, it is not easy to develop the skills and you need to learn as you move on. You must encourage these people to think positively and believe that they deserve to be successful in MLM. When they believe that they deserve the success, they will try very hard to be successful and there is no way you can stop them.

2. You must be their fan. You need to instill encouragement so they will keep on moving. You must give sincere feedbacks rather than fake and hollow feedbacks. They can sense if you are truly sincere when you encourage them or you are just playing along. Be sure to give real encouragement and when they feel it is real and sincere, they will be motivated to move forward and do way beyond your imagination to achieve success.

3. You need to always be there for them when they need you. You will need to be around until they are able to start their own groups. MLM is all about sponsor and when you are sponsoring someone, you cannot leave them in the middle of the journey. You must be a flight instructor instead of a travel agent. When you are a flight instructor, you will make sure that your students learn to fly before you let them fly on solo flight or restrain them from flying a flight when they are ready. You cannot be a travel agent, someone who gives you the ticket, smiles and then sends you off to be on your own. You must be the flight instructor in this case.

The truth is there are more things you need to consider but if you can focus on these three main things, you are starting off excellently and on your way to success.

Jeffrey Goodwin

707-836-3733

jeff@jeffreygoodwin